Insurance
Our specialty. We compare your options and explain each one.
- Health (ACA)
- Medicare
- Life & IUL
- Accident
- Dental & Vision
- Travel

Personalized guidance · Español & English

HLOM Insurance Agency LLC
Health, life and Medicare coverage for you and your family — in your language, with personalized guidance.
Our specialty. We compare your options and explain each one.

Additional services we offer our clients and their community.
Services in this section are not insurance products and are not covered by any policy.

Hector Osorio · CEO
Hector Osorio founded HLOM Insurance Agency on the idea that no family should have to make a major decision about their money or their health without fully understanding it. That is why every consultation is personalized, and always in whichever language you are most comfortable with.

About the CEO
Founder & CEO · Licensed insurance agent
With over 15 years of industry experience across Venezuela and the US, Hector founded HLOM Insurance Agency to empower families to make informed, confident decisions about their financial protection. Licensed in over 14 states, he specializes in Health, Life, Dental & Vision, Final Expense, and IUL solutions. Holding a Bachelor's in Business Administration and a Master's in Marketing Management, Hector partners with top-tier carriers to provide personalized, educational guidance rather than a one-size-fits-all approach. Fully bilingual, his mission is to ensure every client truly understands their options to protect what matters most.
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